(ii) All of the counties during the nonmetropolitan spot of a Point out (using the MSA boundaries which were in effect as of January one on the calendar yr in which the delineation applies), excluding:
(1) A nonmetropolitan middle-profits census tract is selected as distressed if it is inside a county that satisfies one or more of the following requirements:
If a army bank delineates the entire United states of america and its territories as its sole facility-based evaluation spot pursuant to § 228.16(d), the Board evaluates the lender solely on the establishment stage based on its performance in its sole facility-centered assessment space.
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
(i) The public's involvement in formulating the draft approach, which includes unique details concerning the customers of the general public and organizations the bank contacted And just how the financial institution gathered information and facts applicable towards the draft prepare;
If your Board receives a public remark once the near date of a lender's CRA assessment, It will probably be thought of in reference to the financial institution's subsequent CRA evaluation.
(iv) No matter if to solicit supplemental general public input or demand the bank to offer any added response to general public input now gained.
) A financial institution could use alternate weights for combining the borrower and geographic distribution analyses for significant solution line(s) or other loan merchandise.
The Board evaluations the impression and responsiveness on the bank's Group progress loans and Neighborhood development investments that profit or serve a multistate MSA, as supplied in § 228.fifteen.
The lender ought to submit its draft plan to the Board a minimum of ninety days prior to the proposed effective day in the system. The financial institution will have to also submit with click here its draft prepare:
For every of the big bank's facility-based evaluation regions, and as applicable, its retail lending evaluation areas, the Board publishes on the Board's Internet site:
For home mortgage loan loans, the bank need to determine the home home finance loan loans documented by bank affiliates less than 12 CFR portion 1003, if relevant, or collect and keep details on residence property finance loan loans through the affiliate the financial institution would've gathered and managed pursuant to paragraphs (a)(three) of the section had the loans been originated or acquired via the bank.
); the term “uninsured State branch” indicates a State branch the deposits of which are not insured from the Federal Deposit Insurance policy Corporation; the phrase “restricted branch” means a State department that accepts only deposits which have been permissible for a company arranged under segment 25A in the Federal Reserve Act (12 U.S.C. 611 et seq.
has precisely the same which means as that term is described through the Director of the Business of Administration and Spending budget.